The Department for Work and Pensions has highlighted a benefit people could be eligible for even if they have savings and own their home outright. Pension Credit could be worth £3,900 a year to some of the poorest people in the country.

And the DWP is calling for people to check if they or a relative is eligible for it - with an estimate 800,000 people who should be getting it thought to be missing out. In posts on X, formerly Twitter, the DWP said: “If you or a family member are eligible for Pension Credit, you could be on average £3,900 a year better off. You could be entitled to #PensionCredit even if you own your home or have savings. Check your eligibility and apply online, or call 0800 99 1234.” Find out more here.

Pension Credit tops up weekly income to a guaranteed minimum level of £218.15 a week for single pensioners or £332.95 for couples. It is a tax-free payment for those who have reached Pension Credit qualifying age, which is State Pension age, and live in Great Britain.

Someone may still get Pension Credit if they have not paid National Insurance contributions, have some savings or a small pension, live with their grown-up family, or own their own home. Use the Pension Credit calculator to find out how much Pension Credit someone could get – without giving any personal details

The DWP said: “We know that some people may not be getting Pension Credit when they might be eligible for it. We’re committed to changing that. The aim of this material is to raise awareness of Pension Credit and help dispel some common misconceptions that might deter people from claiming it by highlighting that:

“People of State Pension age may be entitled to Pension Credit even though they may have modest savings, or a retirement income or own their own home, an award of Pension Credit can provide access to a range of other benefits such as help with housing costs, council tax, heating bills and for those aged 75 or over, a free TV licence. If you work with people over State Pension age, or with those supporting them, or know anyone who might be eligible, then please encourage them to find out more.”

Money saving guru Martin Lewis has urged people to apply for it - it’s not an automatic benefit which means many could miss out. Anyone on Pensions Credit can get a lot of other benefits including the cost of living payments.

How do you claim pension credit:

You can start your application up to 4 months before you reach State Pension age. You can apply any time after you reach State Pension age but your application can only be backdated by 3 months. This means you can get up to 3 months of Pension Credit in your first payment if you were eligible during that time. You can use the online service if you have already applied for your State Pension. Click here to apply.

To apply by phone call the Pension Credit claim line: 0800 99 1234. A friend or family member can call for you if you cannot use the phone. For more information on claiming click here